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📊 Everything You Need to Know

Before applying for a loan, it’s important to understand the key terms, costs, and repayment structure. Here’s a quick overview:

🔹 Loan Details (Indicative)

• Maximum Loan Amount: Up to ₹15,00,000*

• Interest Rate (APR): Typically ranges from 9.75% to 24% per annum*

• Tenure: Flexible repayment options from 12 to 60 months

• Interest Rates: Final rates depend on your credit profile, income, and lender assessment

• Processing Fee: Usually between 1.5% – 2.5% of the loan amount + applicable taxes

• Prepayment: Subject to lender terms and conditions

🔹 Representative Example

For illustration purposes:

• Loan Amount: ₹1,00,000

• Interest Rate: 13% per annum

• Tenure: 12 months

💰 Charges

• Processing Fee: ₹2,000 + GST = ₹2,360

• Setup Fee: ₹499 + GST = ₹588

📈 Loan Summary

• Total Interest Payable: ₹7,181

• Total Repayment Amount: ₹1,10,129

• Approximate EMI: ₹8,932 per month

⚠️ Important Note

This is a representative example. Actual loan terms, interest rates, fees, and EMI may vary based on the lender’s policies and the applicant’s profile.