Terms & Conditions

Terms& Conditions

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Our team of skilled professionals is dedicated to helping you find the right financial solutions based on your needs. We focus on transparency, reliability, and customer support to make your loan journey easier. Access our services anytime by downloading our app and applying online.

Terms Of Use
📜 Terms of Use
Thank you for visiting fundfix.in By accessing or using our website, you agree to comply with and be bound by the following Terms of Use. Whether you are browsing as a guest or registered user, you will be referred to as a “User” in this document.
By using our platform and services, you acknowledge that you have read, understood, and agreed to these terms, along with any additional policies or guidelines published on our website. We recommend reviewing these terms periodically, as they may be updated from time to time.
🏢 About the Platform
Fundfix.in is a financial services platform that connects users with third-party financial institutions and lenders. References to “we,” “us,” or “our” in these Terms refer to FUndfix.in
⚖️ Legal Compliance
This document constitutes an electronic record in accordance with the provisions of the Information Technology Act, 2000, and applicable rules. It is a legally binding agreement between the User and fundfix.in and does not require any physical or digital signature.
🔄 Changes to Terms
We reserve the right to modify or update these Terms of Use at any time without prior notice. Any changes will become effective immediately upon being posted on the website.
By continuing to use our website after such updates, you agree to be bound by the revised terms. Users are advised to review this page regularly to stay informed of any changes.
⚠️ User Responsibility
By using this website, you agree to:
  • Provide accurate and complete information
  • Use the platform only for lawful purposes
  • Review and understand all applicable terms before availing any service
📢 Important Note
Fundfix.in is a loan aggregator platform and does not provide loans directly. All loan approvals, terms, and conditions are determined by the respective lenders.

👤 User Eligibility & Requirements

To use the services offered on FUndfix.in you must meet the following eligibility criteria:

🔹 Legal Eligibility

  • You must be legally capable of entering into a contract as per the Indian Contract Act, 1872.

  • Individuals who are considered ineligible to contract (including minors and undischarged insolvents) are not permitted to use this website.

  • Users must be 18 years of age or older to register or apply for services.

🔹 Account & Identity Requirements

  • You must hold a valid PAN (Permanent Account Number) issued by the Income Tax Department of India.

  • You should have an active savings or current bank account with a registered bank in India.

  • All information provided must be accurate and up to date.

🔹 Employment & Income Criteria

  • Applicants should have a stable source of income (salaried or self-employed, subject to lender criteria).

  • Regular income credited to a bank account may be required by lenders.

  • Employment and income eligibility may vary depending on the financial institution.

🔹 Compliance & Conduct

  • Users should not be involved in any unlawful or fraudulent activities.

  • Any ongoing legal or financial disputes may affect eligibility, subject to lender policies.

⚠️ Important Declarations

By accepting these Terms of Use, you confirm that:

  • You are at least 18 years old and legally eligible to enter into a binding agreement.

  • You have read and understood the risks associated with borrowing and financial obligations.

  • You agree to provide accurate and complete information during the application process.

🚫 Right to Restrict Access

Fundfix.in reserves the right to suspend or terminate access to the platform if any user is found to be underage or in violation of these terms.

To access and use the services on Fundfix.in, users may be required to complete a simple registration process. By registering, you agree to provide accurate and complete information.
🔹 Registration Steps
  • Fill in your basic details such as name, mobile number, and other required information.
  • Verify your mobile number through OTP (if applicable).
  • Submit the required details to create your profile.
🔹 User Responsibilities
  • Ensure that all information provided is true, accurate, and up to date.
  • Maintain the confidentiality of your login credentials and OTPs.
  • Notify us immediately in case of any unauthorized use of your account.
🔹 Account Verification
  • Your details may be verified with our partner financial institutions for the purpose of providing suitable loan options.
  • Additional documents may be requested depending on lender requirements.
🔹 Acceptance of Terms
By registering on our platform, you confirm that:
  • You meet the eligibility criteria outlined in our Terms of Use.
  • You consent to the collection and sharing of your information with partner lenders for service facilitation.
To access loan-related services on Fundfix.in, you may be required to log in to your registered account. By using our platform, you agree to the following terms:
🔹 Account Responsibility
  • You are solely responsible for all activities conducted through your account.
  • Please ensure the security and confidentiality of your login credentials and OTPs.
🔹 Platform Liability
  • Fundfix.in shall not be held responsible for any unauthorized access, misuse, or illegal activity carried out through your account.
  • Users are advised to take necessary precautions to protect their personal information.
🔹 Loan Agreement Acknowledgment
  • Users acknowledge that loan agreements are entered into directly with the respective lender.
  • You are responsible for reviewing and understanding all terms and conditions before accepting any loan offer.
🔹 Reporting Misuse
  • If you suspect any unauthorized access, misuse of your information, or security breach, you must notify us immediately.
🔹 Right to Refuse or Restrict Access
We reserve the right to:
  • Decline or ignore any request or instruction that appears unclear, unauthorized, or unlawful
  • Restrict or terminate access to users found violating these terms
  • Suspend or cancel user registration at our discretion
🔹 Prohibited Activities
Users must not:
  • Use the platform for any unlawful or fraudulent purpose
  • Attempt unauthorized access or disrupt website functionality
  • Copy, reproduce, or use website content for commercial purposes without permission
🔹 Nature of Service
  • Fundfix.in is a loan aggregator platform that connects users with third-party lenders and financial institutions.
  • We do not provide loans directly or make lending decisions.
🔹 Eligibility & Application
  • Users must meet the basic eligibility criteria such as age, income, and residency requirements.
  • Applicants are required to submit accurate personal, financial, and contact details.
  • Submission of an application does not guarantee loan approval.
🔹 Lending Process
  1. User submits application through the website
  2. Details are shared with partner lenders
  3. Lenders review the application based on their criteria
  4. Loan offer is provided (if eligible)
  5. User reviews and accepts the terms
  6. Funds are disbursed by the lender as per their process
🔹 Documentation & Verification
  • Users may be required to submit KYC, income proof, and other documents.
  • All applications are subject to verification by the respective lender.
🔹 Interest Rates & Charges
  • Interest rates, processing fees, and other charges are determined by the lender.
  • All applicable fees will be disclosed before loan acceptance.
🔹 User Responsibilities
  • Provide true and accurate information
  • Review all loan terms carefully before acceptance
  • Ensure timely repayment of EMIs as per the agreement with the lender
🔹 Limitation of Liability
  • TrustFundScore.in is not responsible for loan approval, rejection, or terms offered by lenders.
  • Any agreement is strictly between the user and the respective financial institution.
🔹 Changes to Terms
  • We reserve the right to update or modify these terms at any time.
  • Continued use of the platform implies acceptance of updated terms.
🔹 Nature of Service
  • FUndfix.in is a loan aggregator platform that connects users with third-party lenders.
  • We do not provide loans directly or influence lending decisions.
🔹 Eligibility
  • You must meet the lender’s eligibility criteria, including age, income, and credit requirements.
  • Eligibility may vary depending on the financial institution.
🔹 Application & Approval
  • Submission of a loan application does not guarantee approval.
  • Loan approval, amount, interest rate, and tenure are determined solely by the respective lender.
🔹 Documentation
  • You may be required to provide KYC documents, income proof, and other relevant details.
  • All information submitted must be accurate and complete.
🔹 Loan Agreement
  • The loan agreement is executed directly between you and the lender.
  • You are responsible for reading and understanding all terms before accepting the offer.
🔹 Repayment Obligations
  • You must repay the loan as per the agreed EMI schedule.
  • Delayed payments may attract penalties or additional charges as per lender terms.
🔹 Fees & Charges
  • Processing fees, interest rates, and other charges are set by the lender.
  • All applicable charges will be disclosed before loan acceptance.
🔹 User Responsibility
  • Maintain accurate information and update it when necessary
  • Use the platform for lawful purposes only
  • Ensure timely communication with the lender
🔹 Limitation of Liability
  • FUndfix.in is not responsible for loan approval, rejection, or any disputes arising between you and the lender.
🔹 Loan Repayment
  • All loan repayments, including EMIs, interest, and applicable charges, must be made directly to the respective lender as per the agreed schedule.
  • FUndfix.in does not collect or process loan repayments on behalf of lenders.
🔹 Payment Responsibility
  • You are responsible for ensuring timely payment of all dues as per your loan agreement.
  • Any delay or missed payment may result in penalties, additional interest, or impact your credit profile.
🔹 Charges & Fees
  • All fees, including processing fees, penalties, or other charges, are determined by the lender.
  • Users are advised to review all applicable charges before accepting a loan offer.
🔹 Payment Methods
  • Repayments may be made through methods provided by the lender, such as bank transfer, auto-debit, or other approved payment modes.
🔹 Disputes
  • Any disputes related to payments, charges, or settlements must be resolved directly with the respective lender.
  • FUndfix.in is not responsible for payment-related disputes.
🔹 Confirmation & Records
  • Users should retain proof of all payments and transaction confirmations for future reference.
🔹 Role of the Platform
  • Fundfix.in acts solely as a loan aggregator that connects users with third-party lenders.
  • We do not administer, service, or manage any loan accounts.
🔹 Loan Management
  • All aspects of loan administration—including approval, documentation, disbursal, repayment scheduling, and account servicing—are handled directly by the respective lender.
  • Users must coordinate with the lender for any loan-related queries or updates.
🔹 Communication
  • Lenders may contact you directly regarding your application, approval status, repayment schedule, or any other loan-related matters.
  • You agree to receive such communications as part of the service.
🔹 Modifications & Updates
  • Any changes to loan terms, including interest rates, tenure, or repayment schedule, are determined by the lender and communicated to you directly.
🔹 User Responsibility
  • You are responsible for monitoring your loan account, repayment schedule, and communications from the lender.
  • Ensure all obligations are fulfilled as per the loan agreement.
🔹 Limitation of Role
  • Fundfix.in is not responsible for loan servicing, disputes, or any changes made by the lender after loan disbursal.
Account Closure Request
  • You may request to close your Fundfix.in account at any time by contacting our support team or following the account closure process available on the website.
🔹 Pending Obligations
  • Account closure does not cancel any ongoing loan obligations.
  • You must continue to repay all outstanding dues directly to the respective lender as per the loan agreement.
🔹 Data Retention
  • Certain user information may be retained as required under applicable laws, regulatory requirements, or for legitimate business purposes.
🔹 Access Termination
  • Once your account is closed, you may lose access to your profile, application history, and related services on the platform.
🔹 Platform Rights
  • TrustFundScore.in reserves the right to suspend or terminate user accounts in case of violation of terms, suspicious activity, or misuse of the platform.
🔹 Re-registration
  • Users may be required to complete a fresh registration process if they wish to use the services again after account closure.
🔹 Information We Collect
We may collect the following types of information:
  • Personal details (name, mobile number, email, etc.)
  • Identity information (PAN, Aadhaar, etc., if required)
  • Financial details (income, employment, bank details as required by lenders)
  • Device and usage data (IP address, browser type, etc.)
🔹 Use of Information
Your information may be used to:
  • Process your loan inquiry or application
  • Connect you with suitable lenders or financial institutions
  • Improve our services and user experience
  • Communicate updates, offers, or service-related information
🔹 Data Sharing
  • Your information may be shared with third-party lenders, partners, or service providers for the purpose of processing your request.
  • We do not sell your personal data to unauthorized third parties.
🔹 Data Security
  • We implement reasonable security measures to protect your information from unauthorized access, misuse, or disclosure.
  • However, no digital platform can guarantee complete security.
🔹 User Rights
  • You have the right to review and update your personal information.
  • You may request account closure or data deletion, subject to legal and regulatory requirements.
🔹 Cookies & Tracking
  • Our website may use cookies to enhance user experience and analyze website traffic.
  • You can control cookie settings through your browser preferences.
🔹 Third-Party Links
  • Our platform may contain links to third-party websites. We are not responsible for their privacy practices or content.
🔹 Permitted Use
  • You may access and use the content on this website for personal and non-commercial purposes only.
  • Content may be viewed, downloaded, or printed solely for informational use related to our services.
🔹 Restrictions
You agree not to:
  • Copy, reproduce, distribute, or modify any content without prior written permission
  • Use website content for commercial purposes or public display
  • Republish or transmit content on other platforms without authorization
  • Attempt to reverse engineer, duplicate, or exploit any part of the website
🔹 Intellectual Property Rights
  • All trademarks, logos, and brand elements displayed on the website are the property of TrustFundScore.in or their respective owners.
  • Unauthorized use of any intellectual property may violate applicable laws.
🔹 Third-Party Content
  • Any third-party content, links, or materials available on the website are provided for informational purposes.
  • We do not claim ownership or responsibility for third-party content.
🔹 Violation of Terms
  • Any unauthorized use of content may result in suspension or termination of access to the website and may lead to legal action.
🔹 Ownership
  • All content and materials on this website are the exclusive property of Fundfix.in or its licensors.
  • Nothing on this website should be interpreted as granting any license or right to use our intellectual property without prior written permission.
🔹 Permitted Use
  • Users may access and use the website content for personal, non-commercial purposes only.
  • Limited downloading or printing is allowed strictly for informational use.
🔹 Prohibited Use
You agree not to:
  • Copy, reproduce, distribute, or modify any content without authorization
  • Use any trademarks, logos, or branding for commercial purposes
  • Create derivative works or exploit website content for profit
  • Attempt to reverse engineer or misuse any part of the platform
🔹 Trademarks
  • All trademarks, service marks, and logos displayed are the property of Fundfix.in or their respective owners.
  • Unauthorized use may result in legal action.
🔹 Enforcement
  • Any violation of intellectual property rights may lead to suspension of access and legal proceedings as per applicable laws.
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